The Ultimate Guide to Choosing the Best Houses for Sale

Buying a house can be an emotional process. While you visit multiple houses for sale, you start envisioning your life in the new space, imagining spending precious time with your family.

But what if we tell you that you must keep your emotions out of the window? Wait, before you judge us, let’s clarify that you may tend to overspend or overlook critical issues during the home-buying process.

This is why we have come up with an ultimate guide to choosing the best houses for sale. If you plan to buy your dream house in Mickleham or surrounding areas in Australia, keep reading to learn the dos and dont’s of buying a house.

What to Look for While Choosing the Best Houses for Sale?

If you want a streamlined buying process, check out the below-given things.

1.     What is your budget?

It badly hurts when you fall in love with a particular house and start imagining what your life will be like living in it. And then realise that you can’t afford that house.

To avoid this unnecessary temptation, we recommend restricting your house shopping to properties in your financial neighbourhood.

For example, if you want to buy a house in Mickleham with 3 bedrooms, a jetted bathtub, and a garden, first fix a budget and search for houses for sale in that category alone.

Stretching beyond what you can offer can sometimes put you in dangerous financial situations. So, start researching at the low end of your price range. And promise yourself that you will get a good deal for your new home.

2.     Planning to take a home loan?

Once you have determined the budget to buy your dream house, the next step is to make sure if you need a home loan.

Knowing if you can get a home loan and how much you can borrow to purchase a home is extremely important to bring life to your dream of buying your own house.

Check a few things to increase your chances of getting your home loan approved.

  • Credit score and credit history must not have any issues. Otherwise, it could affect your loan application.
  • Check your income and confirm it is sufficient to cover the monthly mortgage payments.
  • Ensure that the debt-to-income ratio is within the acceptable range for the lender.
  • What is the required documentation for the loan application, such as tax returns and bank statements?

Well, there is more to this, which is why getting a home loan is a daunting process. A real estate agent can help you guide the process.

3.     Check if property titles are correct.

Can we safely say that property titles are the birth certificate of a property? Because the title deeds are the proof of ownership of an individual over a property and any encumbrances or liens against it.

Homebuyers usually hire a title company to perform title searches on their behalf. With this, they can identify ownership issues, errors in public records, a chain of titles, restrictions and allowances.

You can also work with a real estate attorney to help you navigate any legal issues or concerns and ensure that the property is transferred to you legally and with a clear title.

Also, check if the property boundaries are clearly defined and if there are any boundary disputes. If there is a boundary dispute with the neighbour, such as their yard extending to your place, try to sort it out. Because it can create problems down the line.

4.     Your house location matters.

What if you have to spend 1 hour to get to a grocery store? Or have a medical emergency, and the healthcare facility isn’t nearby?

Consider the proximity to amenities such as recreational areas, hospitals, shopping centres, etc.

If the necessities and amenities aren’t near the location of the house for sale, it is a big red flag.

So while checking for houses for sale, don’t overlook the location. For instance, if you want to buy a house in Mickleham, check if the daily commute time is low and all necessities are near your location.

5.     Don’t overlook important flaws.

Checking the “condition of the houses for sale” must be on your checklist. This is highly important, especially when you are on a strict budget.

Apart from checking the size and style of the house, ensure that everything is in good condition.

Check the building’s structure, including the foundation, plumbing connections, wall cracks, etc. Look for signs of water damage, and see if the fences are in good condition.

Well, there is more to the list. If you really like a house for sale and want a detailed report about its condition, hire a home inspector.

In the long run, you can save your pocket if the house is well-maintained.

But if the house needs extra work, determine if the fixer-upper is more than you can handle in terms of money, time, or ability.

If it is higher than what you can afford, avoid buying that house. Because what is the use of purchasing a house and then spending twice the amount on fixing repairs?

6.     Checking the neighbourhood is also vital.

Did you know that feeling safe in the neighbourhood is linked to more significant social interaction, lower rates of mental illness and good neighbourhood trust?

So, don’t get carried away by checking everything inside the houses for sale. Look at the surrounding area.

Enquiring and researching the neighbourhood will prevent unpleasant surprises after shifting to the place. Simply walk around the area and chat with the locals to get more information on the crime rate, or check with the local police to know the same.

Though it is impossible to predict how your chosen neighbourhood will be in the future, checking the neighbourhood while buying the house guarantees that the area is safe.


7.     What is the resale value?

You could have rented a house in Mickleham. Why did you decide to buy a house? Well, there might be many reasons. Most probably, buying a house is an investment. But how do you know if it is a good investment – by checking its resale value?

How much the house is worth in the future will give a clear picture of what your investment will hold value and help you understand the current state of the market. Even if you don’t have plans to resale the house anytime soon, this step is essential.

If you are buying a house in an area with a high demand for housing, you can expect a high resale value than in areas where there is less demand.

8.    Check with the local council.

How about having a secret spy who can tell you about the house for sale? The local council can give you all the insider information your seller or real estate agent might hide from you.

Since the local council manages, plans, and develops the area, you can know.

  • If future development could affect your property value or quality of life.
  • If the property is zoned for the type of use you intend to make of it, i.e. reside in. If you want to start a parlour in the front of the house, check if the zoning allows that use.
  • Check whether the house for sale is compliant with regulations and bylaws. Example: Some areas in Mickleham may have regulations regarding the height of fences or the number of cars parked on a property.

9.      Don’t drag your feet too much.

Buying a house is a one-shot deal but a big one, and it’s natural to have a dilemma. Take some time to make this careful decision but don’t drag your feet too much. You may lose the deal.

Imagine losing out on a property because you have too much time to decide, and someone else bought it.

Another reason why people lose the deal is they negotiate too much. Negotiating is a must but don’t overdo it. There are many cases where the buyers lost the deal because they kept hanging on to the extra 5% discount. You may visit multiple houses for sale; only a few will tick all the checkboxes. So, if you love the house and it seems like a good deal, secure it.


Wrapping Up


Choosing the best house can be an exciting and rewarding process but also overwhelming and challenging.

But if you are armed with the right information and guidance, it can be an unforgettable experience. Take your time, and consider all factors, such as location, budget, and amenities.

If you find it hard to spend time and effort navigating through the home-buying process, consider hiring an experienced real estate agent. They can help you find the perfect home that meets your needs and wants.

Bring life to your dream of owning a house by hiring Capital & Co, a new age Real Estate Agency. Whether you are looking to sell, buy, rent or lease any property, we can assist you. With decades of experience in the field, we have been successful in helping our clients and scored good marks in terms of professionalism, client satisfaction, and maintaining good relationships. Since we offer end-to-end services in real estate, you can be assured you get what you are looking for. Contact us today.



4 Ways to Tell If You’re Getting a Good Deal on your Home

In today’s market, what do investors find most challenging? Almost everyone considers finding good deals while buying a house as their biggest challenge. Before investing in real estate, make sure you understand how to compare markets and properties. If you do, you won’t need to compromise your must-haves or end up with a total dud. If you’re looking for something specific, a real estate agency in Craigieburn is the right option that will hold your hand through the deal to boot.


 With this guide, we’ll help you find the ways to tell if you’re getting a good deal on your home:


1) Understand a Good Deal: A good deal is a deal that meets your criteria and that is purchased at a discount relative to other properties with similar characteristics in your local market. In order to keep things simple, consider these five criteria which are location, cash flow, property type, condition, comparable, etc. Through this checklist, you will be able to define precisely what “good” means in the context of your next real estate investment. It involves buying a home for less than the price similar properties in the area sell for or lower than the price it appraises for.

2) Right Price Range: If you don’t pick the right price range when searching for a new house, you may miss out on finding the right one. When your search is too narrow, you may miss out on listings that may fit your budget; expand your search range to find all relevant listings. Check out recently sold, similar homes in the preferred area to see if the price you’ve negotiated matches the fair market value. In addition, ask your real estate agent for an updated comparative market analysis based on recent neighbourhood sales on the home you’re considering. 

 3)  Choosing the Right Locality: Buying the perfect home at a reasonable price may sound like the best deal ever. But choosing the right location and other specifics are essential to finding the right home. Based on your budget, choose a location that is suitable for everyone in your family. Choosing a new neighbourhood shouldn’t just be about your personal preference but about its objective qualities such as good schools and attractive amenities, which will increase the value of your investment.

 4) Remember the extra value you receive for your investment: Don’t overlook a seller’s offer to pay some or all of your closing costs and dues, throw in extra furniture or appliances or otherwise sweeten the deal. The real estate market today is too-conservative appraisal standards for buyers, so sometimes a “good deal” is simply the one in which the other party gives something to get what you want or need to make the deal work. 


It is important to keep in mind that investing in property cannot guarantee income because the initial cost and ongoing requirements are so high. Though falling property prices are enticing to buyers, it’s important to do your research, speak with experts, and consider your personal finances before investing.

Looking for a real estate agency in Craigieburn? Capital & Co Real Estate agency offers, end-to-end services for buying, renting, and leasing properties of all kinds in Craigieburn.

What Is the Minimum Requirement to Buy a Property in Mickleham?

The process of moving into a new apartment is always exciting and also a bit scary. Locating a good owner or a real estate company to buy a property of your choice can be a difficult task. If you are looking for an apartment, you probably already have a specific area or neighborhood in mind. 


There is a high demand for investment properties in Australia, particularly in cities like Perth and Melbourne, as well as the surrounding suburbs. . Mickleham is one such townland with excellent schools, a secondary school, train stations, markets, coffee shops, restaurants, pubs, shops, and supermarkets. It is a well-serviced area for outdoor enthusiasts with nearby villages of Inistioge, Bennettsbridge, Stoneyford, and Kells being among the most charming.


This blog examines the minimum requirements to buy a House for sale in Mickleham:

1) Proof of Identity: A certified copy of your identification is required for the Contract to Purchase the Property to be assessed and stamp duty paid. A primary ID document like your passport or license showing your photograph and signature should be one of your proofs of identity documents. Secondary proofs of identity can include foreign driver’s licenses or NSW photo ID cards. 


2) Status of Your Residence: When it comes to buying property in Australia, Australians with permanent visas have the same rights as Australian citizens. Therefore, they are not required to seek prior approval before buying property. In addition, permanent residents pay lower stamp duty and are exempt from certain fees. The only requirement is that you cannot be on a tourist visa nor have a visa that will expire before the lease ends.


3) Bank Statements: Documents from your bank are worth ten to fifteen points, and they confirm your financial situation. By doing so, you assure real estate agents and landlords that you will be able to afford the price for the duration of your lease.


4) Proof of Income: Normally, these documents are worth twenty to thirty points, but in some cases, they won’t earn any points since these are basic requirements. Documents proving employment and financial capability can include pay slips, employment offer letters, references, bank statements, accountant letters & centre link documents. It is important to bear in mind that different real estate agencies in Mickleham will ask for different documents based on their document point systems. 


5) Include a Cover Letter & Provide References: An effective cover letter can help you stand out among other applicants or explain a situation. You should keep your cover letter short and to the point, and explain why you are the right candidate for this particular property. Additionally, you should include references with your application. Referrals can include your previous Australian landlords verifying your rental history or your current employer verifying your income. 



In the event that you meet the above conditions, you can start looking for the residential or investment property of your choice in Mickleham.

Looking for a house for sale in Mickleham? Selling or buying a home can be a complex process, but Capital & Co. will help you navigate it with ease. Whether it’s your first home or an investment property, we offer a wide range of options at a great value.

Things you should know before renting in Thomastown

It is not a problem if you cannot afford to buy a house right now; the best solution would be to rent a place where you can spend a peaceful time with your loved ones. While it is tempting to grab the first property that you see in your price range, you should carefully consider every aspect. The move to a new rental home can be exciting because you’ll be starting a new life in a new community with new friends.

Here’s a thing to know before renting a house in Thomastown:

1) Find Everything about the Landlord:

A complete understanding of your new landlord is essential. It is important to check the previous records of the owners with their old tenants, find out if they are strict on their principles, and determine if you will have difficulty negotiating with them.

2) Discuss Rent and Due Dates Carefully:

Decide if the monthly rent fits your budget before renting; confirm the new apartment only if the rent fits your budget. It is common for property owners to ask for the first month’s rent in advance before you move in, so take this into account when checking the affordability of th

3) Figure Out the Place:

Renting a property is all about location. A property’s modern features might entice you, but you may neglect to think about the extra commute time your new home will require. To avoid regretting your choice, do some research on the area or suburbs near your work, school, family, or friends before signing any contract.

4) Inspect the rental property:

In the first place, make sure there are no damages. Be sure to note down any defects, notify the property manager, and take a picture of them. This way, you won’t be held responsible for it, and if it needs to be repaired before moving in, it can be done. 

5) Get a Written Agreement:

A written contract signed by both parties is essential to avoid any misunderstandings after you move in; your owner must keep the original, and give you a duplicate. Unless you have a written agreement, or the rental contract is still pending, you shouldn’t pay the rent since they can ask you to leave at any time. 

6) Maintenance:

It’s important to consider what’s included in the lease, including who’s responsible for maintenance and home repairs. Repairs might be paid for or made personally by the landlord. Perhaps the bill will fall on your shoulders. If you want to avoid any unexpected costs, it’s important to know this before signing a lease.

7) Inform about Customizations:

Before making any alterations to the house, make sure to speak with your landlord. It’s often a good idea to discuss any customizations you want during your visit, so maybe your landlord will agree to make them for you.  


You must do your homework and understand the finer details of the tenancy agreement before signing it, as rules on payments and contact information for relevant authorities vary from state to state.

Looking for a house in Thomastown? Capital & Co provides end-to-end real estate services for those buying, selling, renting, or leasing all types of properties around Melbourne, particularly in north and northeastern suburbs like Thomastown.

Tips to selling your property in Epping

Property purchases require due diligence and a lot of hard work on the buyer’s part. Similarly, selling a property at the right time and the right price requires effort as well. When you don’t have any experience and you’re dealing with an emotional, complex transaction, first-time home sellers may make plenty of mistakes.

To sell a property, you have to have a thorough understanding of the market in terms of pricing, documents, and marketing your product. Read on to find out how to sell your property at ease in Epping Victoria:

1) Understand the Market Trends:

Knowing the current real estate prices in your area is important before selling your property. In the past year, how have prices changed? Based on current market conditions, you can negotiate the prices according to your terms. Understand how the demand and supply of properties in your area are doing. It’s better to keep the price competitive is better than to negotiate too much if the buyer has many choices in your area.

2) Quote the right price for the property:

Avoid selling the property in haste and regretting it later for the lower price. You should be aware of the prices being quoted by other sellers in the area. In addition, do a thorough analysis of your property’s condition to see if any unique selling points will make your property stand out from others. If the property is located in a good area, the connection is good, and the infrastructure is excellent, buyers will pay a good price. 

3) Declutter:

When selling your home, decluttering is a very important task. Decluttering involves getting rid of all your stuff laying around and finding a home for it. Decluttering makes your home appear bigger to potential buyers. In today’s world of 3D virtual homes and augmented reality tours, it’s more crucial than ever that your interiors look as clean as possible.

4) Get Paperwork in Order:

Make sure you have all the necessary documents on hand. Consult your lawyer if any documents are missing or need to be updated. In the event you took out a loan to buy the home or land, now is the time to get the paperwork sorted out with your bank.

5) Take care of Maintenance Tasks:

Taking care of minor repairs will help you avoid having a minor problem becomes a major stumbling block to finding a buyer. Because buyers will probably identify them during a home inspection anyway, it is best to fix the issues before they interfere with the sale.

6) List Photos Online:

In today’s market, many buyers look for properties online. The property details should be posted online and you should also include good photos to highlight the property’s best attributes. If possible, use a wide-angle lens to show the entire property to prospective buyers. If you want to enhance your listing even further, consider adding a video tour or 360-degree view. 

Final Thoughts:

Selling a property quickly isn’t rocket science; it simply takes being efficient and prepared. If you are looking for properties for sale in Epping, Victoria, get in contact with the team at Capital&Co to get your sale documents drawn up and finalized quickly.

Top Ten Tips to Increase Your Home’s Value Before Selling

It pays to invest intelligently in a few upgrades while preparing your property for sale. If your house requires extensive renovations, it may be difficult for potential buyers to envision the final product.  It is necessary to go for some repairs and refurbishments so that your property looks clean, worthy and get better value, says the specialists of houses for sale in thomastown.

It’s frequently the slightest modifications that make the biggest difference, so don’t feel obligated to complete a full-scale remodel to get a positive return. 

Here are some simple and cost-effective ways to make your property more desirable to potential buyers while also increasing its worth.


External Wall Repair and Painting

The outside of your property is the first thing a potential buyer will notice, so make sure it looks its best both inside and out. Properties that are dilapidated, old, or unsightly will not be considered. The easiest and most effective solution is to paint your house to give it a modern, fresh, and appealing look, but you might want to avoid extremely bold colours. Before you begin, it’s a good idea to speak with your real estate agent or a designer. Any visible sign of damage on the exterior of the house should be immediately repaired and painted.


Increase storage space

Unless you’re switching to severe minimalism, a lack of storage space will be a huge drawback for potential purchasers. Open shelves in the kitchen, bathroom, and laundry are definitely some of the spaces your probable buyer will like to check. Installing hooks on the backs of doors is also a basic convenience that is frequently ignored.


Open up closed spaces

Consider whether barriers could be removed to allow real open-plan living for purchasers, but make sure to consult a structural engineer first to ensure the wall isn’t supporting the roof. If the wall turns out to be structural, there are still options for removing it, such adding a statement beam. If you don’t like the look, you may easily plaster around it for a neat finish.


Spruce up the backyard

Backyards are increasingly becoming a focus point for home buyers, with many opting to upgrade from apartment living to take advantage of the additional outside area that a house gives. If you have the time and money, consider hiring an expert to design the room so that it is a harmonious combination of entertaining and relaxing space. An outdoor kitchen, mature plants, and the use of high-quality materials are examples of high-end renovations. Low-maintenance gardens are becoming increasingly popular, so think about where decking or pavers could help minimise the amount of mowing.


Interior Flooring

The floor is one of the first things purchasers look at when they walk into a home, which may sound weird. People demand their floors to be modern, clean, and trendy in their houses. Carpeting that is old and musty will not add value to your home. Although hardwood floors are timeless and easy to maintain, an elegant carpet may be just as appealing and create a welcoming atmosphere. Make careful to correct any problems in your flooring, and be ready to replace any old carpets.


Walk through with a real estate agent

Introducing a real estate professional into your home can help you define exactly what will and won’t add enough value to make it worthwhile. Take the agent on a tour of the property and ask them specifically what they would advise. They see things through the perspective of a buyer and can give suggestions about finishes, seclusion, upgrading rooms, and more.

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